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Travel Insurance - Coverage

 We Cover

Worldwide excluding USA & Canada / Worldwide

Fly Europe

( Schengen )

 

Limits per person

A. Medical Expenses

Covers Inpatient Treatment, Cremation & Repatriation Costs. Emergency call center assistance, medicine consulting service.

USD 1,000,000*

USD 50.000*

B. Worldwide Medical Emergency Assistance

24 hour assistance services available in the event of the insured person suffering a medical emergency during the trip.Included under C above

Included under A

above

Included under A

above

C. Delayed / Missed Departure

Compensates for travel delay or missed departures, due to reasons beyond your control. Please refer to Policy for details.

USD 1,000*

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Not covered

D. Curtailment

Covers loss of advance / deposits due to unavoidable curtailment of your trip.

USD 2,500*

E. Travel Baggage

Covers loss or damage to your baggage occurring during the Operative Time of Cover.

USD 5,000*

F. Loss of Passport

Covers additional cost incurred in replacing Lost Passport.

USD 500*

G. Overseas legal expenses

Covers the legal costs to pursue a civil action for compensation if a Third party causes Bodily Injury, illness or death. Where there are two or more Insured Person(s) insured by this policy, then the maximum amount payable by the insurer shall not exceed USD 50,000.

USD 25,000*

H. Travel Accident

Covers Death, Loss of Limbs or Permanent Disablement resulting from an accident. For children below 18 years, limit stands reduced by 50%.

USD 50,000*

I. Personal liability insurance for Travel

Covers your Legal Costs & Expenses resulting from Third Party Death or Bodily Injury or Third Party Property Damage.

USD 1,000,000*

J. Terrorism extension

Applicable to sections A-B-C-D-H

Covers the injury loss or damage to the insured person as an innocent passerby by an act of Terrorism.

K. Hijack

Covers an amount of USD 250 per day up to the limit of USD 1500, in the event of Hijack of the transport on which the insured person is travelling.

USD 1,500*

L. Sports Equipment

Covers accompanied sports equipment of the insured

USD 1,000*

Winter Sports Extension can be purchased at additional

25% of Policy Premium Price purchased

25% of Policy Premium Price purchased

*Deductibles - Travel Excess (USD)

50

50